Mortgage Lending

North Side Federal can help you purchase, refinance or remodel your home. You can also draw on the existing equity in your home with a Home Equity Line of Credit or one of our second mortgage programs. We offer professional, personal service and have 70 years of home lending experience.

Here are several of the programs that we offer:

• Fixed-rate first mortgage loans
• Adjustable-rate first mortgage loans
• Combination fixed/adjustable rate loans with initial fixed periods of 3, 5 or 7 years
• Higher loan to value ratios for purchasing your home, especially if you are a first time home buyer
• Participation in the down payment plus program for first-time-homebuyers where qualified applicants can receive up to $5000 towards the downpayment
• Home Equity Lines of Credit
• Fixed-rate second mortgages